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HFM Cent Account Review

HFM has established itself as a reputable online broker offering a range of trading accounts to suit different investor needs. This broker provides its traders with six different trading accounts to choose from in some regions and five in others. As such, traders can pick the account with features that best suit their needs. One of the popular accounts that HFM avails to its traders is the HFM cent account. In this HFM cent account review, we will explore the various aspects of this account to see how it works and who it is for. Let’s begin.

Overview of The HFM Cent Account

A Cent Account is a type of trading account that operates with much smaller units than standard or micro accounts. In a typical Cent Account, balances, profits, and losses are calculated in cents rather than dollars, euros, or pounds. For example, if a trader deposits $10 into a Cent Account, the account balance will show as 1,000 cents. 


The primary benefit of such an account is that it allows for exposure to the market with significantly lower risk. The HFM Cent account is designed to provide a low-risk environment for traders to gain practical experience in the forex market. It employs a micro-lot system, where the minimum trade size is 0.01 of a standard lot (1,000 units of the base currency). The margin requirements are as low as 10 US cents making it a beginner-friendly option for traders.


Further, the spreads on this account are competitively low, starting from 1.0 pips for major currency pairs with no commission required. The trading platforms available to use on this account include MetaTrader 4, MetaTrader 5, Webtrader and Mobile Trading and the order execution style is market execution. The total trade size is 200 cent lots per position and the maximum number of simultaneous open orders is 150. 


On a good note, this account does not have a minimum deposit requirement. This allows investors to start trading with whatever amount they choose. Unfortunately, this account only allows traders to access two major global markets - forex and gold.

Risk warning: Remember that forex and CFDs available at HFM are leveraged products and can result in the loss of your entire capital. Please ensure you fully understand the risks involved.

Key Features of The HFM Cent Account

No Minimum Deposit

One of the most appealing aspects of the Cent account is its no minimum deposit requirement. This makes it accessible to a wide range of traders, including those with limited financial resources.

Micro-Lot Trading

The micro-lot system enables traders to start with small positions, minimizing their risk and allowing them to gradually build their confidence and skills.

Trading Platforms

The cent account can be accessed on MetaTrader 4 and MetaTrader 5 with mobile trading available on both Android and iOS.

High Leverage

HFM offers highly competitive leverage options for the Cent Account. Leverage can go as high as 1:2000, depending on the trader’s location and the asset being traded.

Trading Forex and CFDs entail risk.

Your capital is at risk.

Advantages of the HFM Cent Account

No Minimum Deposit

The no minimum deposit requirement makes the Cent Account accessible to almost anyone.

Risk Management

The small trade sizes and negative balance protection help traders minimize risk.

Competitive Spreads

The spreads offered on this account are fair, considering the type of account, and there are no commissions.

Advanced Trading Platforms

MT4 and MT5 offer a feature-rich environment for in-depth analysis and execution of trading strategies.

Potential Drawbacks of the HFM Cent Account

Limited Financial Instruments

The selection of market products on this account is smaller compared to standard or professional accounts.

Not Ideal for Large-Scale Traders

The Cent Account is not suitable for traders looking to trade large volumes, as the focus is on small-scale trading.

Limited Profit Potential

Due to the small trade sizes, the profit potential of the Cent account may be lower compared to larger accounts.

Who is the HFM Cent Account For?

The HFM Cent Account may be best suited for a specific segment of the trading community, particularly those who are new to trading or have limited capital. Here’s a breakdown of who would benefit most from using this account type:

Beginners

For novice traders, the Cent Account provides a low-risk introduction to the dynamics of market movements without risking substantial amounts of money.

Traders Testing Strategies

Even experienced traders can benefit from the HFM Cent Account. Before implementing a new strategy in a standard or professional account, traders can use the Cent Account to test it out in a live environment.

Traders with Limited Capital

For those who want to trade but don’t have significant funds to commit, the HFM Cent Account can provide the perfect fit. The ability to trade with cents rather than dollars ensures that traders with limited capital can still open and close positions.

Evidently, this account can accommodate different kinds of traders in the market. It offers a low-risk environment, competitive spreads, and advanced trading platforms. However, it's important to consider the potential limitations, such as lower profit potential. Moreover, it is important to consider a broker’s reputation and credibility before investing any money with them. Let’s take a look at HFM’s credibility.

Trading Forex and CFDs entail risk.

Your capital is at risk.

HFM’s Credibility

To evaluate a broker's credibility, we usually focus on two main factors. These include the regulatory oversight of the broker and customer feedback. HFM, a prominent broker in the market, excels in both areas. For starters, the broker boasts a robust regulatory framework, supervised by multiple financial authorities worldwide. These include the FCA in the UK, CySEC in Cyprus, DFSA in Dubai, CMA in Kenya, and FSCA in South Africa, among others. This stringent oversight contributes significantly to HFM's position as a leading broker. 


Additionally, HFM has a solid reputation among online reviewers. On Trustpilot, it boasts an impressive 4.3-star rating, with 62% of reviews awarding the maximum five stars. This reflects overall satisfaction with the broker’s services among its clients. Furthermore, the broker's longevity in the market since 2010 without any major incidents is a testament to its reliability.

Closing Remarks on the HFM Cent Account

The HFM Cent Account offers a unique and accessible trading environment, particularly for beginners and those with limited capital. Its key features make it an attractive option for those seeking a low-risk introduction to the forex market. However, this account does have some limitations. These include limited profit potential and limited financial instruments, among others.

Nonetheless, the Cent Account remains a highly valuable tool for those who want to learn, practice, and build confidence in their trading abilities with minimal risk. Furthermore, HFM's strong regulatory oversight and positive customer reviews increase the credibility of the HFM cent account.