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Exness Islamic Account Review

As one of the biggest brokers in the market, Exness has attracted quite a diverse collection of traders. Among the many traders that Exness serves is a notable number of Muslim traders who adhere to Islamic financial principles when trading. To cater to these traders, Exness provides Islamic accounts designed specifically for Muslim traders. The Islamic accounts, also known as the swap-free accounts, align with Sharia law by eliminating swap fees (interest charges) that accrue from holding positions overnight. In this article, we are going to be looking at the Exness Islamic account and its offering of swap-free trading. We want to see how traders can benefit from these specialised accounts.

Understanding Sharia Law in Forex and Islamic Accounts

Sharia law imposes specific guidelines and rules on financial transactions. Importantly, Islamic finance law strongly prohibits the earning or paying of interest (Riba). This includes any form of income derived from lending money or accumulating interest over time. In the context of forex trading, swap fees are commonly charged when a trader holds a position overnight in certain markets. The longer a trade is held, the more swap fees accumulate, which can be substantial.


However, Islamic law prohibits this type of interest-based transaction. Needless to say, this poses a challenge for Muslim traders. To cater to this, Exness introduced Islamic accounts, where no swap fees are charged on overnight positions. This allows traders to engage in forex trading without violating their religious principles. So how does this work on Exness? Let’s take a look.

Risk warning: Remember that forex and CFDs available at Exness are leveraged products and can result in the loss of your entire capital. Please ensure you fully understand the risks involved.

Exness Islamic Account/Swap Free Trading on Exness

Swap-free trading on Exness works in two ways depending on whether a trader resides in an Islamic country or not. Exness accounts opened from Islamic countries are automatically granted swap-free status. This status ensures that no swaps are applied to positions held overnight. The swap-free feature applies to the entire Exness account. Some of the countries where this applies include Egypt, Algeria, Saudi Arabia, the UAE, and the Maldives, among others.


For accounts created in non-Islamic countries, swap-free trading is only available for some market products. These include all major currency pairs, some minors, gold when traded against the US Dollar, crude oil, all indices, and all cryptocurrencies. Here is a summary of the instruments where swap-free trading applies as provided by Exness in non-Islamic countries:

  • Majors - AUDUSD, EURUSD, GBPUSD, NZDUSD, USDCAD, USDCHF, USDJPY, USDTHB
  • Minors - AUDNZD, EURCHF, GBPJPY, AUDCHF, AUDJPY, EURAUD, EURCAD, EURGBP, EURJPY, EURNZD, GBPCHF, GBPNZD, NZDJPY, NZDCAD
  • Commodities - XAUUSD, USOIL
  • All cryptocurrencies - includes BTCXAU, BTCXAG, BTCTHB, BTCAUD, BTCZAR, BTCCNH, BTCJPY.
  • All indices.

Trading Forex and CFDs entail risk.

Your capital is at risk.

Key Benefits of Exness Islamic Account

Opting for an Exness Islamic account provides traders with numerous benefits. These advantages extend beyond the elimination of swap fees and create a conducive trading environment aligned with Islamic religious beliefs.

Sharia-Compliant

The primary advantage of this account is ensuring that trading activities align with Islamic principles, particularly the prohibition of interest (riba).

Cost Transparency

Exness provides a clear and transparent pricing model which provides a greater level of cost predictability.

Diverse Investment Opportunities

While adhering to Sharia principles, Exness Islamic accounts still offer a variety of investment opportunities within permissible parameters.

Suitable for All types of traders

Exness’ Islamic account caters to all levels of expertise. The availability of different account types (Standard and Professional) ensures that traders of all skill levels can find the right fit.

Spreads on Exness

It is also important to understand the spreads that apply when trading with Exness. Exness offers five different account types, including two standard accounts and three professional accounts, each tailored to different trading profiles. These accounts are the Standard, Standard Cent, Pro, Zero, and Raw Spread accounts.


The Standard account features spreads starting from 0.2 pips with no commissions. On the other hand, the Standard Cent account offers spreads from 0.3 pips with no commissions. The Pro account provides spreads as low as 0.1 pips with no commissions. The Zero account offers spreads from 0.0 pips on the top 30 instruments, with a commission starting at $0.05 per lot per side. Lastly, the Raw Spread account includes spreads from 0.0 pips, plus a commission of up to $3.50 per lot per side.


Evidently, traders are spoilt for choice on this broker site. In essence, traders can choose an account based on whether they prioritise low spreads or no commissions.

Exness Credibility

When choosing a broker, it's essential to prioritise their credibility before investing your hard-earned money. To assess a broker's trustworthiness, we typically examine their regulatory status and read reviews from traders who have used their services. Exness stands out in this regard due to its robust regulatory oversight and positive online reputation.


Exness operates under the regulation of various financial authorities. These include the FCA in the UK, the CySEC in Cyprus, the FSCA in South Africa, and the CMA in Kenya, among others. This regulatory framework ensures the broker adheres to industry standards and protects traders' interests.


On another note, Exness has garnered positive feedback from traders, with an impressive rating of 4.5 out of 5 stars on Trustpilot. This is after over 5,600 reviews from customers. This suggests a high level of satisfaction among traders who have used Exness's services.

Trading Forex and CFDs entail risk.

Your capital is at risk.

Final Comments

The Exness Islamic Account offers a comprehensive solution for Muslim traders. It allows them to participate in the forex market while adhering to Islamic financial principles. By providing swap-free trading, Exness ensures that traders can hold positions overnight without incurring interest charges.

The broker's transparent pricing structure makes it a reliable choice for traders seeking a Sharia-compliant trading environment. Beyond religious compliance, the broker stands out for its competitive trading conditions. These include tight spreads, high leverage, and access to multiple trading platforms. Moreover, the broker has robust regulatory oversight and a positive reputation online.